Given the fluctuations in the stock market and the approach of the holiday season many Americans and Caribbeans in the Diaspora are nervous about their finances. The fact is debt and recession and attitudes towards money have plagued families for generations. Is the cycle of debt a generational curse? How can we examine our families attitudes towards money? Is money a subject that can be taught? If so, why are there so many non-wealthy accountants, credit counselors and wealth advisors.With many adults themselves not being qualified to pass on financial literacy to their young and young people feeling alienated from bank processes, what resources do 14-22 year olds have curb the curse of generational debt?Statistics:According to the 2007 Charles Schwab Survey:-Debt absorbs one dollar of every five dollars in an individual American household.-In April 2007, the House of Representatives approved April as Financial Literacy month to bring attention to the massive 2.17 trillion dollar debt.-The average debt of young people ages 13-18 was $230, with 14% of those surveyed owing more than $1000.What can we do in our households to have open and honest discussion about debt? To decrease the disparity in young peoples attitudes towards money and to break down the façade of intimidation that banks carry. adults, advice, Americans, cards, Caribbean, Cents-Ability, credit, debt, Djenny, financial, financing, Kamla, literacy, money, Passe-Rodriguez, problems, Roberts, solutions, TV, young, ZYNC