LOS ANGELES (AP) - Countrywide Financial is accused of using misleading advertising and other unfair business practices to trick borrowers into taking on risky home loans they didn\'t fully understand in a lawsuit filed by the California attorney general\'s office today.The lawsuit was filed on the same day Countrywide shareholders approved the company\'s takeover by Bank of America. The suit stems from information gathered under subpoena after the state launched a probe last year into the troubled company\'s business.\n\nIt also came on the same day Illinois attorney general filed a lawsuit alleging Countrywide engaged in \"unfair and deceptive\" practices to get homeowners to apply for risky mortgages far beyond their means.\n\nIn the complaint filed in Los Angeles Superior Court, California Attorney General Jerry Brown asserts Countrywide violated the state\'s unfair business practices and false advertising laws with just about every action it took to market and originate some of the most popular, and potentially risky, types of home loans in recent years.\n\nThe lawsuit alleges Countrywide obscured the potential risks in the loans, misled consumers about payment terms, prepayment penalties and other obligations, and told borrowers they would be able to refinance before the interest rate on their loans adjusted. Countrywide, Lawsuit